7 WAYS-ILLEGAL HACKING BY BAD HACKERS
Often, scammers use devices that, when installed on an ATM, help them get information about the card. It can be special “nozzles” installed on the keyboard, which externally repeat the original buttons. In this case, the cardholder withdraws money from the account without any problems, but at the same time, the fake keyboard remembers all the keys pressed - of course, including the PIN code. Tip: carefully study the keyboard of an unfamiliar ATM before withdrawing money from your account.
Another device is what the English also call lebanese loops. These are plastic envelopes, the size of which is slightly larger than the size of the card - they are laid in the slot of the ATM. The owner of the credit card is trying to withdraw money, but the ATM cannot read the data from the magnetic strip. In addition, due to the design of the envelope, it is not possible to return the card. At this time, the attacker comes up and says that literally a day ago, the same thing happened to him. To return the card, you just need to enter the pin code and double-click Cancel. The cardholder tries, and, of course, nothing happens. He decides that the card has remained at the ATM, and leaves to contact the bank. The fraudster calmly takes out a credit card with an envelope using some simple means at hand. He already knows the pin code - the owner (now former) of “plastic” he himself introduced him in the presence of a swindler. The thief can only withdraw money from the account.
It’s technically difficult, but you can intercept the data that the ATM sends to the bank in order to verify the availability of the requested amount of money in the account. To do this, fraudsters need to connect to the appropriate cable and read the necessary data. Considering that on the Internet the relevant instructions are easy to find in the public domain, and technological progress does not stand still, it can be argued: this option will be found more and more often.
The fourth way
In order to find out the pin code, some scammers leave a miniature video camera nearby. At the same time, they themselves are in the nearest car with a laptop, on the screen of which the numbers entered by the cardholder are visible. When entering a PIN code, cover your keyboard with your free hand.
Expensive, but one hundred percent faithful. There are times when fraudsters put their own “ATM” in a crowded place. True, for some reason it does not work and, naturally, does not give out any money. But it successfully reads all the necessary data from the card. And then it turns out that you already withdrew all the money from your account yesterday and for some reason do not want to remember this!
At one time, fraudsters from the UAE installed special devices in the holes for credit cards, which remembered all the data about the card inserted into the ATM. The cybercriminals could only peek at the pin code either in the first and fourth ways as described above, or simply peeping from behind. Well, the local native liked your ring, or your watch, or something else …
You can’t fight him. You can only put up. Nothing here depends on your attentiveness, caution or prudence. It happens that conspiracy with scammers are those people who get to your credit cards and so very simply: bank employees, for example. This happens very rarely, but no one is safe from such cases.
But not only cardholders suffer. Large firms, shops, and banks also suffer. And here the losses are already calculated in the hundreds of thousands of dollars. And sometimes in millions.
Specialists from law enforcement agencies in many countries of the world believe that crimes committed using plastic means of payment can be attributed to one of the most dangerous economic crimes. Moreover, they are committed not only in the computer banking system, but also through the Internet.